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How Much Renters Insurance Do I Need? $8,907 TV, VCR, Stereo, Tapes and CDs $1,777 Home Computer $1,647 Microwave $151 Other Appliances $ 240 Clothing $3,700 Paintings, Prints, Photos $792 Glassware, China, and Silverware $612 Sports Equipment $600 Cameras and Photographer's Equipment $795 Books $704 Jewelry $1,023 All other property $4,000 Total Personal Property $24,948 Something else you may want to consider is that although the personal property loss settlement provisions determine how much will be paid out on your property in the case of a loss there is a dollar limit for particular types of material goods. The following example shows the typical amounts involved: Money, Bank Notes, Coins (including collections) $200 Property used or intended to be used in business On premises $1,000 Off premises $250 Watercraft and equipment $1,000 Securities, Checks, Traveler's Checks $1,000 Trailers (not used with watercraft) $1,000 Stamps, trading cards, comic books (including $2,500 Collections) Theft loss of: Jewelry and Furs $1,000 Firearms $2,500 Silverware and Goldware $2,500 Rugs, tapestry, wall hangings Per item $5,000 Aggregate $10,000 Home computers $5,000 Antiques, fine arts, paintings, statues and comparable items that are irreplaceable and belongings not useful for its proposed function are restricted in coverage to market value. However, if you have an abundance of items that fall into this category « Previous Page « » Discuss it » Continue Reading »
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