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604418301 says:
RE: home insurance quote
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Mary says:
What doest Renters Insurance Cover?
Renters insurance policies cover only losses that result from any of 17 named perils. If your property is lost or damaged as a result of one of these perils, your insurance company will compensate you for your loss. The covered perils are: Fire or lightning Windstorm or hail Explosion Riot or civil disturbance Aircraft Vehicles Smoke Vandalism or malicious mischief Theft Broken glass Volcanic eruption Falling objects Weight of ice, snow, or sleet Accidental discharge or overflow of water Sudden and accidental tearing apart Freezing Artificially generated electrical charge Keep in mind that most renters insurance policies specifically exclude certain perils (e.g., earthquakes, flooding). As a result, you may need to purchase a separate policy to insure your possessions against damage caused by these hazards.
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